We are a regulated mortgage and protection advice company. We help everyone from First Time Buyers, Home Movers, re-mortgages, Buy to Lets and portfolio landlords or those needing specialist adverse advice.

We began our journey in 2020 were we started offering a fee FREE services, helping them into their dream homes. We are still of course able to assist anyone in need of mortgage advice in the UK.
Mortgages

Mortgages

We deal in 1st and 2nd charge mortgages, Buy-to-let's, Re-mortgages and Shared Equity Loans. let us do all the leg work for you and take away the stress of the mortgage process, letting you get on enjoying life.

Equity Release

Equity Release

If you are looking to release the equity in your property, let us help you realise your dreams. Equity need not be a daunting process, call us on 0203 005 9092 to book a free consultation.

Protection

Protection

The other vital service we provide is to ensure not only do you purchase your dream property but also that you can remain in it should anything happen to you.

  • Audit House, 151 High Street, Billericay, CM12 9AB
*
*
Mortgages
We provide a full advisory service. This means we will discuss your needs and make a recommendation based on these and the lenders criteria to take the hard work away from you for getting the best and most cost-effective mortgage for you.

First Time Buyers
we have written a guide for first time buyers to help assist you with everything around buying your first home. Please let us know if you would like a copy of this. We can guide you from your first thoughts of buying your first home until the day you receive the keys and beyond.

Remortgages
We speak to all our existing clients 4-5 months prior to their existing mortgage coming to an end to ensure that new mortgage offer is out ready and waiting on the day it is required so that you never have to pay a single day of the much greater Standard Variable Rate that your current lender may charge you. We take into account your current circumstances not those when you first purchased the property as everyone's circumstances and needs will change throughout the years. If your current rate is due to end within the next 5 months do not hesitate to get in touch.

Home Movers
If you are in the process of moving home we can help and advise you. Be this a brand new mortgage, picking up and taking your existing mortgage with you to ensure there are no charges please come and get our professional assistance.

Buy To Lets
We can assist you purchase your 1st or your 21st buy to let. We advise on personal, and business named properties and can ensure that your profit is maximised.
Protection is another vital service we provide, it is to ensure not only do you purchase your dream property but also that you can remain in it should anything happen to you. There are 3 main areas of protection:

  • Life Insurance
This provides a pay out if the insured party were to pass away. This is generally a lump sum payment which we set up to match the mortgage balance and term. We can also arrange this for family protection purposes. Nearly all life policies will include Terminal Illness Benefit which will pay out if diagnosed with less then a certain period (such as 12 months) to live, to allow suitable adaptions to be made.

  • Critical Illness
This is set up usually alongside life cover and will provide a pay out if the insured is diagnosed with certain conditions. This generally covers conditions such as Cancer, Heart Attack, Stroke and Multiple Sclerosis. Most polices now cover in excess of 50 conditions but these are by far the most prevalent.

  • Income Protection
This will replace up to around 65-70% of your income if you are unable to work due to illness or incapacity. It doesn’t go higher as along with any state benefits you may be entitled to it would leave very little incentive to return to work.
There are many insures in the UK market each with different terms, conditions and additional benefits. Please contact us where we can help and advise you to provide the peace of mind you and your family require.

My Teachers Mortgage is a trading style of Mortgage Saving Experts Limited. Mortgage Saving Experts Limited is authorised and regulated by the Financial Conduct Authority under number 779662. Registered and Incorporated in England and Wales under number 10516392 at 47 John Ireland Way, Washington, Pulborough, West Sussex, RH20 4EP
CONFIDENTIALITY AND DISCLAIMER NOTICE
This e-mail is private and confidential. Access by or disclosure to anyone other than the intended recipient for any reason other than the business purpose, for which the message is intended, is unauthorised.
Internet communications are not secure and therefore Mortgage Saving Experts Limited does not accept legal responsibility for the contents of this message
Legal image